2025 Roth Ira Income Limits Married Filing. Roth ira income and contribution limits for 2025. For 2023 and 2025, married individuals filing separately can only contribute to a roth ira if their modified adjusted gross income (magi) is less than $10,000.
The maximum amount you can contribute to a roth ira in 2023 is $6,500, or $7,500 if you’re age 50, or older. In 2025, the roth ira contribution limit is.