Roth Ira Limits 2025 Income Limits Over 50. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older. Those limits reflect an increase of $500 over the 2023.
The combined annual contribution limit for roth and traditional iras for the 2025 tax year is $7,000, or $8,000 if you’re age 50 or older. For 2025, the total contributions you make each year to all of your traditional iras and roth iras can’t be more than: